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654 Ratcliff Cove Road, Waynesville, NC 28786

$415,000
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  • 654 Ratcliff Cove Road, Waynesville, NC 28786 Main Photo

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New to the Market Active Under Contract
BEDS3 BATHS1 full 1 partial SQUARE FEET2,097 MLS#4396191
STATUSActive Under Contract PROPERTY TYPEResidential - Single Family
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Property Description

Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse offers the perfect blend of timeless charm and modern convenience on a beautiful 1.7+ acre level lot. Boasting three bedrooms, one full bath, and two half baths, the thoughtfully designed layout provides comfortable living for families or those seeking flexible space. Two bonus rooms offer versatile options for a home office, hobby room, guest suite, or additional storage?perfect for customizing your lifestyle. Step inside through the welcoming foyer entrance into a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen serves as the heart of the home, flowing naturally into the cozy family room. Abundant natural light pours through updated vinyl windows, highlighting the well-maintained interiors while the updated electrical service ensures peace of mind and modern efficiency. Outside, enjoy the expansive uncovered rear deck overlooking the private, level acreage?ideal for relaxing, gardening, or outdoor gatherings. A covered front porch and side porch invite you to savor the mountain air and scenic surroundings. Additional amenities include an unfinished space with a single-car garage, a convenient single-car carport on the main level, and generous parking opportunities. Located just 10 minutes from vibrant Downtown Waynesville and easy I-40 access, this property combines peaceful country living with unbeatable convenience to shopping, dining, and amenities.

654 Ratcliff Cove Road | MLS# 4396191

This single family home located at 654 Ratcliff Cove Road, Waynesville, NC 28786 is currently listed for sale with an asking price of $415,000. This property was built in 1951 and has 3 bedrooms and 1 full and 1 partial baths with 2097 sq. ft. Search Waynesville real estate on kayh.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Exterior Entry, Interior Entry, Storage Space, Unfinished
Garage: 1 car attached
Heating: Central, Floor Furnace, Forced Air, Oil
Home Style: Farmhouse
Lot Size: 1.72 Acres
Roof Type: Architectural Shingle
Year Built: 1951

Amenities

Built-in Features
Entrance Foyer
Pantry

Feature Descriptions

Appliances: Dishwasher, Electric Oven, Electric Range, Refrigerator
Community Features: None
Days on Site: 4
Exterior: Brick Partial, Vinyl
Fireplace: Living Room, Wood Burning
Flooring: Tile, Vinyl, Wood
Foundation: Basement
Horse Amenities: Horses Allowed
Laundry: In Basement
Lot: Level, Open Lot, Views
Parcel#: 8625-28-2131
Parking: Attached Carport, Driveway, Attached Garage, Garage Door Opener
Patio/Porch: Covered, Front Porch, Rear Porch, Side Porch, Other - See Remarks
Sewer: Septic Installed
Special View Info: Mountain(s), Year Round
Water: Well

Local Schools

High School: Tuscola
Middle School: Waynesville
Elementary School: Junaluska

Listed By / Shown By

Listed By

Agency Name: Howard Hanna Beverly-Hanks Waynesville
Agency Contact: brian.noland@allentate.com

Shown By

Agent Name: Kay Helms
Agent Phone: (704) 488-5012
Agency Title: Lake Norman Realty

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Estimated Payment

$ 2,329.85 per month $2,208.80 Principal & Interest $0.00 Property Tax (data not provided by mls) $121.04 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Mooresville Sales 522 River Highway
Mailing PO Box 5656
Mooresville, NC 28117
Kay Helms
(704) 488-5012
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/27/2026. The listing information on this page last changed on 06/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/27/2026 12:02:31 AM EST) or Canopy MLS (last updated Fri 06/26/2026 11:57:37 PM EST) or Triad MLS (last updated Fri 06/26/2026 11:40:14 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.” Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

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